Product Configuration
Event Equipment Insurance is configuration-driven. Modify questions, rating, rules, and templates without code changes.
Product Details
Name, description, coverage limits, and policy wording
Question Set
Dynamic form fields, validation rules, and conditional logic
Rating Factors
Premium calculation rules, multipliers, and adjustments
Referral Rules
Automated underwriting triggers and decline criteria
Document Templates
Policy schedules, certificates, and renewal notices
Referral Rules
Read-only demo| Condition | Action | Priority | Actions |
|---|---|---|---|
| Total value > £25,000 | Refer to underwriter | High | Edit |
| Worldwide cover selected | Refer to underwriter | Medium | Edit |
| Overnight vehicle storage = Yes | Refer to underwriter | Medium | Edit |
| Single item value > £10,000 | Refer to underwriter | High | Edit |
Rating Factors
Read-only demo| Factor | Equipment Type | Multiplier | Description | Actions |
|---|---|---|---|---|
| Base Rate | All | 2.5% | Percentage of total value | Edit |
| Territory - UK | All | 1.0x | No adjustment | Edit |
| Territory - Europe | All | 1.2x | +20% loading | Edit |
| Territory - Worldwide | All | 1.5x | +50% loading | Edit |
| Cover Period - One day | All | 0.3x | Short-term discount | Edit |
| Cover Period - Event week | All | 1.0x | Standard rate | Edit |
| Cover Period - Annual | All | 3.0x | Annual multiplier | Edit |